Disability Insurance

Disability Insurance provides a monthly income in case you are unable to work due to an injury or illness. This type of coverage is essential for self employed individuals and people who do not have disability insurance through their employer.

Surveys reveal that in every three people one is prone to be disabled for 90 days or more before the age of 65. Accidents and illnesses are unpredictable and they are a part of life. Therefore it is wise to plan now to face such situations. Disability insurance can be an answer for those days. Depending upon the company, you can claim up 2/3 rd of your total earned income. Once you meet the criteria for eligibility, insurance company will pay you the benefit every month, depending on your eligibility.