Stay informed with the latest news, tips, and insights from the team at VR Insurance. Our blog covers everything from travel and life insurance to financial planning and debt management. Whether you’re looking to protect what matters most or plan for a more secure future, you’ll find helpful resources and expert guidance right here.
 "COVID-19 Impact on investments and staying focused on long term during the turmoil?")
It would be an understatement to say that COVID-19 has had serious and far reaching impact on society and stock market alike. We have seen tremendous market volatility over the last few months.
The key is to stay focused on the long term. Here is some information from Manulife Financial that may help.
Investing during volatile times can challenge your discipline and commitment, but there ...
Posted
on 29 November 2019
 "Bundled Solutions")
As I sat down to prepare my presentation for today I looked out the window and saw a Rogers service van. My mind wandered and I started thinking about the BUNDLE they offer. Internet, Cable, Home and Wireless phone services packaged into convenient and discounted bundles.
Just then the phone rang. It was a clientlets call her Susan. She is a single mom with a 9 year old daughter. She also h...
Posted
on 22 November 2019
 "Interested in paying off your mortgage sooner?")
Consider the benefits of a non-traditional (collateral mortgage) as opposed to the traditional mortgage options.
TRADITIONAL
Slow start Payments in the first 5 to 7 years are mostly interest.
Speed limit Financial institution limits how quickly you can pay off the principal. For example, fixed percentage or limit on lump sum payments.
Payments don't equal paydown Even lump sum pay...
Posted
on 20 November 2019
 "The truth about \"DEBT\" & what to do about it")
There is a four letter word that keeps Canadians up at night and it starts with........wait for it.....no not "F"......yes it starts with "D".
The word is "DEBT".
Do you have any? How comfortable are you with your debt level and are you looking for a way to minimize your debt?
Here are some interesting facts from the latest Manulife Bank Homeowner Deb...
